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With mortgage escrow, the annual cost of your property taxes, homeowners insurance premiums, and other expenses are calculated and divided equally between the 12 months of the year. This amount is then collected as part of your monthly mortgage payment and goes straight into your escrow account.

We highly recommend that all necessary home inspections be performed. By doing so, you will be able to know if the property you're planning to buy requires extensive repairs and decide whether to ask the seller to cover the repairs, counteroffer so you can make them yourself, or back out entirely.

While home inspections are not a requirement during the escrow process, they can help ease buyer concerns. However, inspections can put sellers on edge, and for a good reason. While home inspections are not pass/fail assessments, the results can directly impact whether your home sells in a timely manner. If you got less-than-stellar results on y...

Selling a home is an exciting albeit hectic time in a person's life. You have to get a real estate agent, find a new home, and (most importantly) actually get your home to sell. If you're like most home sellers, you're likely hoping that your home will sell quickly and at your ideal price. After all, having your home on the market for too long o...

It can be intimidating to buy a new home, especially if it is your first time. There is a lot of information to learn, plus, it's a huge investment that you don't want to mess up. Thankfully Key Title & Escrow is here to help; our experienced title and escrow specialists come with over 20 years of expertise in everything you need to successfully...

Selling your home is an exciting (and at times exhausting) endeavor, and now is as great a time to put your house on the market as any. A home is many people's most valuable asset, and if you're anything like most homeowners, you'll want to know how to increase the monetary value of that asset before listing it for sale. Well, you're in luck. Be...

Not all title and escrow companies are created the same. When going through such a life-changing event with many different steps, such as buying a home, working with a title company with expertise in a wide range of title and escrow services covering everything you need before settling into your home. Instead of spending hours researching and to...

When you are buying a new home, you will hear terms like "escrow," "title and escrow," and "title search," among many others. That's because there is a lot that goes on behind the scenes when you're buying a home. There are a lot of requirements to be met, including the loan process, inspections, negotiations, title searches, buyer's and lender'...

Buying a house can be an exhilarating experience. It can also be the cause of a lot of headaches, and before the process is done, you may ask yourself why you ever thought buying a house was a good idea in the first place. There is a lot that goes on when you are purchasing a new home. There are tons of details that need to be addressed, tons of...

Property taxes are a fact of life. Property taxes are paid every year, with the money for property taxes held in escrow so the funds are available when it's time to pay property taxes. Florida currently ranks number 23 for the amount of property taxes collected. According to Taxrates.org, "the median property tax in Florida is $1,773.00 per year...