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June 30, 2017

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Innovative Title and Escrow Software Used in Real Estate: Advantages and Disadvantages Picture of a Title Agent Making a Closing Remotely

In 2000, The Electronic Signatures in Global and National Commerce Act was passed. This law recognized that signatures and contracts would not be deemed illegal, invalid, or non-enforceable if they were only in electronic form. This basically means that the law should give equal treatment to electronic and traditional signatures, including in re...

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June 13, 2017

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10 Tips from Our Title and Escrow Company If You Are Trying to Sell Your Home by Yourself Picture of a Miami Title and Escrow Company Agent

For sale by owner, also known as FSBO, is when a person decides to sell their property without seeking the help of a real estate agent. For many people, this decision comes after learning how much money they will have to forgo in commissions as a result of an agent selling their home. Deciding to sell your home yourself can potentially save you ...

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May 30, 2017

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Understanding Your Rights When Submitting a Loan Application: The TILA-RESPA Integrated Disclosures (TRID) Rules Picture of a Title Insurance Agent in Florida

The Truth in Lending Act, TILA, was enacted in the late 60's to protect consumers dealing with lenders and creditors. The Federal Reserve Board was responsible for implementing this law, whose most crucial aspect involved the type of information that needed to be disclosed to a loan applicant before issuing a credit, for example, the annual perc...

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May 05, 2017

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Types of Liens, Their Origin and Potential Consequences When Buying or Selling a Property Picture of an Involuntary Lien Attached by Law, to Make Sure Your Title Is Lien Free Hire Title and Escrow Services

In a previous blog post: What Is a Title Lien and How Can a Title Company Help Protect Your Real Estate Investment?, we discussed what a title lien is and briefly mentioned the different types of liens that can affect a property's title. In this entry, we've decided to expand on the topic and talk about the different types of liens, their origi...

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April 21, 2017

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Learn from a Trusted Title Company 9 Tips to Avoid Real Estate Scams Picture of a Escrow Agent Checking a Property Document in Miami

When you're looking to buy a new house, you might come across a great deal on a place that looks fantastic. A word of advice: if it looks too good to be true, it probably is. Real estate scams have been happening for a long time. In an article published by The Sun Sentinel, Paul George, a history professor at Miami-Dade College, believes that F...

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April 14, 2017

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8 Recommendations from a Miami Title and Escrow Company for a Smooth Real Estate Transaction Picture of a Miami Realtor Working with a Title and Escrow Company

A real estate transaction is a process where a property is transferred from one person or company to another. Buyers, sellers, and realtors alike want any real estate transaction to take place in the fastest and most convenient way for all parties involved. However, because real estate negotiations involve technical and complex procedures, th...

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March 24, 2017

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Will Florida's Real Estate Market Be Affected by Donald Trump's Presidential Policies? Picture of a Florida Home. Will This State's Real Estate be Affected by Trump's Presidencial Policies?

Donald Trump is notorious for his real estate businesses and investments worldwide. Now that he is the president of the United States, we want to find out what implications his presidential policies will have on the real estate market. According to the stateofflorida.com fact sheet, real estate development is one of the state's strongest economi...

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February 27, 2017

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The Importance of an Experienced, Quick, and Reliable Title and Escrow Company Picture of a Couple Closing on Their New Home With the Help of a Title and Escrow Company

You have gone through the process of finding the house of your dreams, you have applied and been approved for a mortgage, and you are now ready to close the deal. We understand that the whole process of buying a home can be overwhelming at times; all the paperwork, contracts, and people involved can make it confusing and stressful. That is why ...

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February 08, 2017

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3 Steps You Need to Follow before Hiring an Escrow Company if You Plan on Buying a Home in Florida Picture of a Couple Closing on Their New Home in Florida

Florida is a beautiful and diverse state with many different areas that cater to different styles: miles of coastline, vibrant metropolis, or quiet suburban neighborhoods. If you are looking to buy a home in the Sunshine State, the choices are endless. However, because buying a home is probably the largest and most important investment you will ...

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January 20, 2017

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What Is a Title Lien and How Can a Title Company Help Protect Your Real Estate Investment? Picture of A Couple Looking to Buy Property in Florida With the Help of Key Title & Escrow's Title Insurance

When looking to buy a house or any other type of property, it is important to make sure that the title is free and clear of any encumbrances that might lead to the loss of your property. Since real estate is governed by both federal and state laws, the most efficient way to make sure the property you're looking to buy has a clear title is by hi...

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