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January 16, 2022

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3 Advantages Of Mortgage Escrow Accounts

When a homeowner gets a mortgage, their lender may require an escrow account. Also known as impound accounts, escrow accounts serve as a trust account facilitated by your lender or mortgage servicer. Escrow accounts act as a middleman between homeowners and tax entities, insurance companies, or anyone to be paid from the fund by the homeowner. T...

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January 13, 2022

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What Happens If There Are Issues With A Home Inspection

While home inspections are not a requirement during the escrow process, they can help ease buyer concerns. However, inspections can put sellers on edge, and for a good reason. While home inspections are not pass/fail assessments, the results can directly impact whether your home sells in a timely manner. If you got less-than-stellar results on y...

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December 21, 2021

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5 Things To Do Before Listing Your Home For Sale

Selling a home is an exciting albeit hectic time in a person's life. You have to get a real estate agent, find a new home, and (most importantly) actually get your home to sell. If you're like most home sellers, you're likely hoping that your home will sell quickly and at your ideal price. After all, having your home on the market for too long o...

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December 06, 2021

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Common Types Of Mortgages: A Complete Guide Mortgage Home Loans

It can be intimidating to buy a new home, especially if it is your first time. There is a lot of information to learn, plus, it's a huge investment that you don't want to mess up. Thankfully Key Title & Escrow is here to help; our experienced title and escrow specialists come with over 20 years of expertise in everything you need to successfully...

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November 29, 2021

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5 Professional Ways To Increase Your Home's Value Value Of Home Going Up

Selling your home is an exciting (and at times exhausting) endeavor, and now is as great a time to put your house on the market as any. A home is many people's most valuable asset, and if you're anything like most homeowners, you'll want to know how to increase the monetary value of that asset before listing it for sale. Well, you're in luck. Be...

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November 08, 2021

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4 Qualities Of A Reputable Title And Escrow Company

Not all title and escrow companies are created the same. When going through such a life-changing event with many different steps, such as buying a home, working with a title company with expertise in a wide range of title and escrow services covering everything you need before settling into your home. Instead of spending hours researching and to...

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February 17, 2020

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Do the Buyer and Seller Have to Use the Same Escrow Company? Do the Buyer and Seller Have to Use the Same Escrow Company?

When you are buying a new home, you will hear terms like "escrow," "title and escrow," and "title search," among many others. That's because there is a lot that goes on behind the scenes when you're buying a home. There are a lot of requirements to be met, including the loan process, inspections, negotiations, title searches, buyer's and lender'...

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December 17, 2019

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Do I Have to Use an Escrow Company to Buy a House? An Escrow Company in a House Purchase

Buying a house can be an exhilarating experience. It can also be the cause of a lot of headaches, and before the process is done, you may ask yourself why you ever thought buying a house was a good idea in the first place. There is a lot that goes on when you are purchasing a new home. There are tons of details that need to be addressed, tons of...

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October 16, 2019

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How are Property Taxes Handled at a Closing in Florida? Property Taxes

Property taxes are a fact of life. Property taxes are paid every year, with the money for property taxes held in escrow so the funds are available when it's time to pay property taxes. Florida currently ranks number 23 for the amount of property taxes collected. According to Taxrates.org, "the median property tax in Florida is $1,773.00 per year...

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October 01, 2019

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What Are Residential Title Services? Residential Title Services

Buying a home can be like navigating a minefield. For first-time homebuyers, the process can be as stressful as it is exciting. That's because there are so many factors that need to be taken into consideration. Closing on a home requires a great deal of attention to detail, which is why it's so important to have a closing company that has been i...

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