Owner's & Encumbrance ReportsFlorida Owner & Encumbrance Reports Are you looking for ownership and encumbrance reports? Do you need help handling real estate closings or other real estate transactions? Our Florida title company offers extensive real estate closing services that can help you with any property issues you may have. Our paperless transaction management platform is ideal for the real estate closing and mortgage industries. In addition to real estate closings and mortgage closings, we offer title searches, title insurance policy issuance, and document preparation.
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What Is An O&E Report?An ownership and encumbrance report, also known as a property information report, is a kind of property research report that contains information about the last recorded owner of a property, its legal description, and open liens affecting the title, such as mortgages, judgments, lis pendens, etc. O&E's are non-insurance title reports generally ordered for informational purposes by those in real estate investing or homeowners who want to check open liens against a property.
What's Included In An O&E Report?Ownership and encumbrance reports are an excellent way to get an up-to-date view of a property's ownership as well as reveal current and past liens. O&E reports typically identify the following information:
- Vesting Deed Information
- Open Mortgages
- Legal Description
- Tax Records
- Liens & Judgements About The Owner & Property
- Other Related Documents