Title & Escrow Services
Real Estate Title Information
The business of title and escrow in today's environment surrounds real estate title information. All lenders need title and escrow companies
to provide them with complete title information services to protect themselves and property buyers from any problems affecting title ownership.
The consumer is in direct contact with a title agent
, who often requires faster solutions with greater accuracy.
Due to the increased use of technology, all parties involved in the closing process have become closer when engaging the title information services of a title and escrow company
. An example of this is the instantaneous records retrieval through the internet and the increased use and accuracy of local county repository recordation.
If you are looking for top-quality title and escrow services in Florida
, contact our experienced team at Key Title & Escrow today to request our services
Title And Escrow Company FAQs
Below, we've outlined a few of the most frequently asked questions we receive regarding our Florida title and escrow services
. Don't see your question? Contact us today to learn more or request title services
What Is A Title?
In real estate law, a title is a legal document that grants its holder the right to own, use, or dispose of a piece of property. A title can change ownership through a will, court decree, or sale of the property. Typically, titles should include previous transfers and ownerships.
What Is Title Insurance?
Title insurance policies are designed to protect both lenders and buyers from suffering a financial loss in the case of title defects such as liens, encumbrances, or any other problems that might limit a property's marketability. Our title insurance agency
can help you find the title insurance policy that's best suited to your needs!
Do I Need Title Insurance?
Unfortunately, it's not uncommon for titles to contain hidden defects. Therefore, we advise buyers to invest in title insurance. Moreover, unless you plan to pay for the property out of pocket, lenders prefer having a title insurance policy as protection.
How Much Does Title Insurance Cost In Florida?
Specific policy rates will vary depending upon the price of your property. For further details, feel free to contact our title insurance company
for a quote!
Who Pays Title Insurance In Florida?
The party responsible for paying the one-time premium on a title insurance policy will vary depending upon the county where the transaction occurs. In Miami-Dade county, the buyer typically pays for the title insurance policy and chooses the closing company. However, in most other Florida counties, those responsibilities fall upon the seller.
What Is A Title Search?
A title search evaluates court-recorded documents intended to ensure that the title is free of any liens, encumbrances, easements, or claims that need to be erased/cleared before closing. We offer title search services
that provide a comprehensive look at records that have been filed over the past 30 years, including past deeds, wills, and trusts to ensure that all former owners have waived their rights to the property.
What Is An Escrow Agent?
Generally, escrow agents are actively licensed title attorneys or agents. These agents act as a trusted third party responsible for holding the funds required to close the transaction of a property in a trust account while deals are being finalized or disagreements are being resolved.
What Is Closing?
Closing refers to the stage of a real estate transaction wherein the property's title is officially transferred from the seller to the buyer. Our title closing agents
are dedicated to getting the transaction closed on time, every time.
What Areas Do You Serve?
We offer top-quality title and escrow services to buyers, lenders, and realtors across the entire state of Florida. Contact Key Title & Escrow today to request a free quote on any of our statewide services!