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Key Title & Escrow

Is Florida a Title or Attorney Closing State?

As real estate laws and regulations vary from state to state —and even between counties—, so does the closing process. In some states, known as “attorney states”, a licensed attorney is required to handle and control the closing process, while in other states, operations can be conducted through negotiations between the party’s real estate a…

What is a Property Lien Search?

Property lien searches are an essential step in a successful closing. They help safeguard your investment and ensure there are no debts weighing on a property early on.

Who Pays for Closing Costs in Florida?

Buying or selling a home is in itself an expensive process. According to PropertyClub, “seller closing costs in Florida are usually between 5% – 10% of the home’s price, while buyers can expect closing costs between 1% – 3%.” Given that we are talking about a substantial sum of money, it’s only fair to know who pays what. That’s why through t…

How Much Are Title Closing Costs in Florida?

From the first title search to the day of the closing, there is a special set of details to tend to. That includes the costs related to the services a title and escrow company delivers and all people or official payments during a title closing process.

Is a Title Search Necessary?

Yes! To close a real estate transaction, a title search must ensure the property is free and clear of defects, and the seller has full capacity to sell. Any issues found must be satisfied and removed.

What is Title Insurance?

Title insurance protects you and your lender from the property’s history by covering costs from issues such as liens, clams, or encumbrances.