What Does a Title Company Do?
As your title company, we will perform a series of tasks in order to ensure the property you intended to buy is free and clear to own, and to protect you and your lender —when applicable— from claims or liens by previous owners or other parties.
Realtors and Title Companies: How They Work Together
Buying a home is a big investment. Therefore it’s only normal to want to understand every aspect of the process and know what to expect from every individual or company you’ve hired to help close the transaction. We will explain precisely what the real estate agent and title company do and how they work together.
4 Advantages of Mortgage Escrow Accounts
With mortgage escrow, the annual cost of your property taxes, homeowners insurance premiums, and other expenses are calculated and divided equally between the 12 months of the year. This amount is then collected as part of your monthly mortgage payment and goes straight into your escrow account.
5 Types Of Home Inspections For Buyers
We highly recommend that all necessary home inspections be performed. By doing so, you will be able to know if the property you’re planning to buy requires extensive repairs and decide whether to ask the seller to cover the repairs, counteroffer so you can make them yourself, or back out entirely.
What Happens If There Are Issues With A Home Inspection
While home inspections are not a requirement during the escrow process, they can help ease buyer concerns. However, inspections can put sellers on edge, and for a good reason. While home inspections are not pass/fail assessments, the results can directly impact whether your home sells in a timely manner. If you got less-than-stellar results on y…
5 Things To Do Before Listing Your Home For Sale
Selling a home is an exciting albeit hectic time in a person’s life. You have to get a real estate agent, find a new home, and (most importantly) actually get your home to sell. If you’re like most home sellers, you’re likely hoping that your home will sell quickly and at your ideal price. After all, having your home on the market for too long o…
Common Types Of Mortgages: A Complete Guide
It can be intimidating to buy a new home, especially if it is your first time. There is a lot of information to learn, plus, it’s a huge investment that you don’t want to mess up. Thankfully Key Title & Escrow is here to help; our experienced title and escrow specialists come with over 20 years of expertise in everything you need to successfully…
5 Professional Ways To Increase Your Home’s Value
Selling your home is an exciting (and at times exhausting) endeavor, and now is as great a time to put your house on the market as any. A home is many people’s most valuable asset, and if you’re anything like most homeowners, you’ll want to know how to increase the monetary value of that asset before listing it for sale. Well, you’re in luck. Be…
4 Qualities Of A Reputable Title And Escrow Company
Not all title and escrow companies are created the same. When going through such a life-changing event with many different steps, such as buying a home, working with a title company with expertise in a wide range of title and escrow services covering everything you need before settling into your home. Instead of spending hours researching and to…
Do I Have to Use an Escrow Company to Buy a House?
Buying a house can be an exhilarating experience. It can also be the cause of a lot of headaches, and before the process is done, you may ask yourself why you ever thought buying a house was a good idea in the first place. There is a lot that goes on when you are purchasing a new home. There are tons of details that need to be addressed, tons of…