What is Title and Escrow?
What is title and escrow. You’ve no doubt heard the phrase numerous times if you have dealt with anything having to do with real estate, including buying a new home. While title and escrow are very often used in the same sentence, there is a difference between title and escrow. Another word you might hear is deed, which is different than even a …
What’s a Property Survey, Why Do You Need One, and How Our Real Estate Settlement Services Can Help You
There is a lot of paperwork and transactions involved with buying a property, and one of them is a property survey. In Florida, buyers are required to have a property survey done when purchasing a house or townhouse, and all lending institutions will require one whenever a loan application is submitted. That is why, as a premier settlement servi…
The Real Estate Closing Process: A Step-by-Step Guide
Buying a home can be one of the happiest times of your life, and at the same time, it can be a very stressful time. This is especially true for first-time homebuyers who have no idea what to expect when it’s finally time to close on their new home. Walking into a closing after spending months trying to find the perfect home, negotiating the pric…
5 Common Title Problems
One of the most important things that needs to happen when someone purchases a new home or property is a title search. A title search helps ensure that a property title is clear and that the seller of the property is the legal owner of the property being sold. A property title that has an issue might be referred to as having a “title defect” or …
What Will a Title Search Reveal?
A title search is one of the most important aspects of the sale of a home or property. That’s because there are many issues that could affect a seller’s legal right to sell the property. The title search can uncover title defects or title clouds that can either prevent the sale of the property or affect the ownership of the property after it’s…
Closing Agent Vs Title Company
Buying a home can be a challenging and long process. Throughout the process, the seller and buyer have one prize in sight—the closing of the deal. A successful closing, of course, means that the seller walks away with his money and the buyer is the proud owner of a new home. It’s a time for celebration when the closing of the deal goes through…
Can You Buy Title Insurance After Closing?
A lot of things go on at the closing of a house. That’s why there are so many people, in addition to the buyer and seller, present. No stone can be left unturned. Every document must be signed and notarized, any inspections and their requirements must be met at closing, and any issues regarding the title of the property must be addressed and cle…
How to Choose a Loan Officer
Buying a home is a big step for many Americans. It would be nice, of course, to have the money set aside to just buy a house outright, but that certainly isn’t the case for most Americans. Buying a home requires a loan and many years, sometimes decades, to pay off. Loans for a home traditionally come from a bank or some other lending source. Thi…
Is Title Insurance Required in Florida?
It’s been said, and rightly so, that the decision to buy a home is one of the biggest decisions you will ever make. It certainly is. It can also be a very stressful experience, especially for first-time home buyers. There is so much involved in the process. It can seem like you are navigating a minefield and at risk of stepping on a landmine at …
Title Company or Real Estate Attorney: Which is Right for You?
Buying a new home can be one of the happiest times of your life and one of the most stressful times of your life as well, especially at closing time. If you’re a first-time buyer, the emotions will triple, and you can add to the mix a great deal of confusion. You’d think the process of buying a home or property is easy, but it can be time consum…