Key Title & Escrow

What’s the Difference between a Title and a Deed?

Realtors and lawyers have highly specialized procedures, and they talk about them with jargon that escapes most people. If you are planning to buy or sell property, we highly advise you to look for expert assistance from a title and escrow company in Miami like Key Title & Escrow. However, we still encourage prospective buyers and sellers to learn abo…

Learn How Title Services Benefit the U.S. and Its Economy

Even though it is a little hard to appreciate it at first glance, the title industry plays an important role in our country’s economy. Title and escrow services facilitate real estate professionals’ jobs and put the mind of sellers, buyers, and lenders at ease. Title insurance not only protects the policy holder but also benefits Americans on…

5 Advantages of Owning vs. Renting a Home in Florida

To buy or not to buy? That is the question many Floridians—and people who are looking to relocate to the Sunshine State—are asking themselves when deciding where to live. There are pros and cons to both, depending on your tastes, lifestyle, and work circumstances. Here are some of the advantages and disadvantages of owning vs. renting a home …

Are you thinking about buying a foreclosed property? Here are 14 things you should know

Sales due to foreclosures happen when a homeowner falls into debt—and their home used as collateral—or when they fall behind on their mortgage payments to the point where the lender decides to pursue legal action. There are different processes through which a house can be put up for foreclosure. Depending on the state, a lender can foreclose wi…

A Step by Step Guide of What to Do Once You’ve Signed a Purchase Agreement

You’ve found your dream home, placed an offer, and it has been accepted…but what comes next? Unless you’ve bought a house before, you probably have no idea what goes on during a real estate closing. There is a lot of paperwork involved in the process of buying a house, from the moment you start shopping around and choose a realtor to the minute …

Reasons Why a Buyer Can Back out of a Purchase Agreement and Its Potential Consequences

There are many reasons why a buyer might decide to back out of purchasing a house, even after an agreement has been signed. It might be due to unexpected circumstances or because the purchase agreement contingencies were not met in a timely manner. Whatever the reason, depending on the contract that the buyer has signed (if any), there might …

Innovative Title and Escrow Software Used in Real Estate: Advantages and Disadvantages

In 2000, The Electronic Signatures in Global and National Commerce Act was passed. This law recognized that signatures and contracts would not be deemed illegal, invalid, or non-enforceable if they were only in electronic form. This basically means that the law should give equal treatment to electronic and traditional signatures, including in re…