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The term escrow is one you will hear frequently when you are buying a new home. The escrow account is where all of the documents and monies associated with the sale of the property are kept until closing. The escrow account is in place until the closing process, and after closing, the escrow account is kept in place to hold the money necessary t...

Buying a new home can be stressful. There's much more to it than simply finding a house and exchanging money with the seller. The process can be long and drawn out, and without the help of professionals, new home buyers can run into all kinds of problems. In fact, there are even escrow companies that can't be trusted. These companies themselves ...

What is title and escrow. You've no doubt heard the phrase numerous times if you have dealt with anything having to do with real estate, including buying a new home. While title and escrow are very often used in the same sentence, there is a difference between title and escrow. Another word you might hear is deed, which is different than even a ...

Buying a home can be one of the happiest times of your life, and at the same time, it can be a very stressful time. This is especially true for first-time homebuyers who have no idea what to expect when it's finally time to close on their new home. Walking into a closing after spending months trying to find the perfect home, negotiating the pric...

One of the most important things that needs to happen when someone purchases a new home or property is a title search. A title search helps ensure that a property title is clear and that the seller of the property is the legal owner of the property being sold. A property title that has an issue might be referred to as having a "title defect" or ...

A title search is one of the most important aspects of the sale of a home or property. That's because there are many issues that could affect a seller's legal right to sell the property. The title search can uncover title defects or title clouds that can either prevent the sale of the property or affect the ownership of the property after it's...

Buying a home can be a challenging and long process. Throughout the process, the seller and buyer have one prize in sight---the closing of the deal. A successful closing, of course, means that the seller walks away with his money and the buyer is the proud owner of a new home. It's a time for celebration when the closing of the deal goes through...

A lot of things go on at the closing of a house. That's why there are so many people, in addition to the buyer and seller, present. No stone can be left unturned. Every document must be signed and notarized, any inspections and their requirements must be met at closing, and any issues regarding the title of the property must be addressed and cle...

Buying a home is a big step for many Americans. It would be nice, of course, to have the money set aside to just buy a house outright, but that certainly isn't the case for most Americans. Buying a home requires a loan and many years, sometimes decades, to pay off. Loans for a home traditionally come from a bank or some other lending source. Thi...

It's been said, and rightly so, that the decision to buy a home is one of the biggest decisions you will ever make. It certainly is. It can also be a very stressful experience, especially for first-time home buyers. There is so much involved in the process. It can seem like you are navigating a minefield and at risk of stepping on a landmine at ...