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Yes! To close a real estate transaction, a title search must ensure the property is free and clear of defects, and the seller has full capacity to sell. Any issues found must be satisfied and removed.

Title insurance protects you and your lender from the property's history by covering costs from issues such as liens, clams, or encumbrances.

It only takes a quick google search to discover hundreds of companies and agents in Florida alone willing to handle your property's escrow account. But would you entrust your money or assets to anyone? After all, your escrow company will be responsible for holding and managing funds and valuable documents.

As your title company, we will perform a series of tasks in order to ensure the property you intended to buy is free and clear to own, and to protect you and your lender —when applicable— from claims or liens by previous owners or other parties.

Buying a home is a big investment. Therefore it's only normal to want to understand every aspect of the process and know what to expect from every individual or company you've hired to help close the transaction. We will explain precisely what the real estate agent and title company do and how they work together.

With mortgage escrow, the annual cost of your property taxes, homeowners insurance premiums, and other expenses are calculated and divided equally between the 12 months of the year. This amount is then collected as part of your monthly mortgage payment and goes straight into your escrow account.

We highly recommend that all necessary home inspections be performed. By doing so, you will be able to know if the property you're planning to buy requires extensive repairs and decide whether to ask the seller to cover the repairs, counteroffer so you can make them yourself, or back out entirely.

While home inspections are not a requirement during the escrow process, they can help ease buyer concerns. However, inspections can put sellers on edge, and for a good reason. While home inspections are not pass/fail assessments, the results can directly impact whether your home sells in a timely manner. If you got less-than-stellar results on y...

Selling a home is an exciting albeit hectic time in a person's life. You have to get a real estate agent, find a new home, and (most importantly) actually get your home to sell. If you're like most home sellers, you're likely hoping that your home will sell quickly and at your ideal price. After all, having your home on the market for too long o...

It can be intimidating to buy a new home, especially if it is your first time. There is a lot of information to learn, plus, it's a huge investment that you don't want to mess up. Thankfully Key Title & Escrow is here to help; our experienced title and escrow specialists come with over 20 years of expertise in everything you need to successfully...