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![5 Advantages of Owning vs. Renting a Home in Florida Picture of a Home in Florida](/pictures/pages/83/miami-florida-title-and-escrow-services-main.jpg)
To buy or not to buy? That is the question many Floridians—and people who are looking to relocate to the Sunshine State—are asking themselves when deciding where to live. There are pros and cons to both, depending on your tastes, lifestyle, and work circumstances. Here are some of the advantages and disadvantages of owning vs. renting a home ...
READ MORE![Are you thinking about buying a foreclosed property? Here are 14 things you should know Picture of a Foreclosed Home](/pictures/pages/81/miami-title-and-escrow-company-main.jpg)
Sales due to foreclosures happen when a homeowner falls into debt—and their home used as collateral—or when they fall behind on their mortgage payments to the point where the lender decides to pursue legal action. There are different processes through which a house can be put up for foreclosure. Depending on the state, a lender can foreclose wi...
READ MORE![A Step by Step Guide of What to Do Once You've Signed a Purchase Agreement Main Picture for A Step by Step Guide of What to Do Once You've Signed a Purchase Agreement Blog](/pictures/pages/77/orlando-title-insurance-company-main.jpg)
You've found your dream home, placed an offer, and it has been accepted…but what comes next? Unless you've bought a house before, you probably have no idea what goes on during a real estate closing. There is a lot of paperwork involved in the process of buying a house, from the moment you start shopping around and choose a realtor to the minute ...
READ MORE![The 27 Most Common Questions Asked to Title and Escrow Services Providers in Florida Picture of a Meeting with Title and Escrow Service Provider](/pictures/pages/79/miami-title-and-escrow-services-main.jpg)
Buying a home involves a lot of people and paperwork and it's normal for many questions to arise throughout the process. Below you will find the answers to the most frequently asked questions we get from our satisfied customers. About Title Insurance What is title insurance? In a real estate transaction, title insura...
READ MORE![Reasons Why a Buyer Can Back out of a Purchase Agreement and Its Potential Consequences Picture of a Buyer Backing Out on the Purchase of a Home](/pictures/pages/78/florida-title-company-main.jpg)
There are many reasons why a buyer might decide to back out of purchasing a house, even after an agreement has been signed. It might be due to unexpected circumstances or because the purchase agreement contingencies were not met in a timely manner. Whatever the reason, depending on the contract that the buyer has signed (if any), there might ...
READ MORE![Innovative Title and Escrow Software Used in Real Estate: Advantages and Disadvantages Picture of a Title Agent Making a Closing Remotely](/pictures/pages/75/florida-escrow-company-main.jpg)
In 2000, The Electronic Signatures in Global and National Commerce Act was passed. This law recognized that signatures and contracts would not be deemed illegal, invalid, or non-enforceable if they were only in electronic form. This basically means that the law should give equal treatment to electronic and traditional signatures, including in re...
READ MORE![10 Tips from Our Title and Escrow Company If You Are Trying to Sell Your Home by Yourself Picture of a Miami Title and Escrow Company Agent](/pictures/pages/74/miami-title-and-escrow-company-main.jpg)
For sale by owner, also known as FSBO, is when a person decides to sell their property without seeking the help of a real estate agent. For many people, this decision comes after learning how much money they will have to forgo in commissions as a result of an agent selling their home. Deciding to sell your home yourself can potentially save you ...
READ MORE![Understanding Your Rights When Submitting a Loan Application: The TILA-RESPA Integrated Disclosures (TRID) Rules Picture of a Title Insurance Agent in Florida](/pictures/pages/73/florida-title-insurance-company-main.jpg)
The Truth in Lending Act, TILA, was enacted in the late 60's to protect consumers dealing with lenders and creditors. The Federal Reserve Board was responsible for implementing this law, whose most crucial aspect involved the type of information that needed to be disclosed to a loan applicant before issuing a credit, for example, the annual perc...
READ MORE![To Make Sure Your Title is Free of Any Liens Hire Key Title and Escrow's Miami Title and Escrow Services Picture of an Involuntary Lien Attached by Law, to Make Sure Your Title Is Lien Free Hire Title and Escrow Services](/pictures/pages/71/miami-title-and-escrow-services-main.jpg)
In a previous blog post: What Is a Title Lien and How Can a Title Company Help Protect Your Real Estate Investment?, we discussed what a title lien is and briefly mentioned the different types of liens that can affect a property's title. In this entry, we've decided to expand on the topic and talk about the different types of liens, their origi...
READ MORE![Learn from a Trusted Title Company 9 Tips to Avoid Real Estate Scam Picture of a Escrow Agent Checking a Property Document in Miami](/pictures/pages/70/miami-title-insurance-company-main.jpg)
When you're looking to buy a new house, you might come across a great deal on a place that looks fantastic. A word of advice: if it looks too good to be true, it probably is. Real estate scams have been happening for a long time. In an article published by The Sun Sentinel, Paul George, a history professor at Miami-Dade College, believes that F...
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