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Buying a home involves a lot of people and paperwork and it's normal for many questions to arise throughout the process. Below you will find the answers to the most frequently asked questions we get from our satisfied customers. About Title Insurance What is title insurance? In a real estate transaction, title insura...

There are many reasons why a buyer might decide to back out of purchasing a house, even after an agreement has been signed. It might be due to unexpected circumstances or because the purchase agreement contingencies were not met in a timely manner. Whatever the reason, depending on the contract that the buyer has signed (if any), there might ...

In 2000, The Electronic Signatures in Global and National Commerce Act was passed. This law recognized that signatures and contracts would not be deemed illegal, invalid, or non-enforceable if they were only in electronic form. This basically means that the law should give equal treatment to electronic and traditional signatures, including in re...

For sale by owner, also known as FSBO, is when a person decides to sell their property without seeking the help of a real estate agent. For many people, this decision comes after learning how much money they will have to forgo in commissions as a result of an agent selling their home. Deciding to sell your home yourself can potentially save you ...

The Truth in Lending Act, TILA, was enacted in the late 60's to protect consumers dealing with lenders and creditors. The Federal Reserve Board was responsible for implementing this law, whose most crucial aspect involved the type of information that needed to be disclosed to a loan applicant before issuing a credit, for example, the annual perc...

In a previous blog post: What Is a Title Lien and How Can a Title Company Help Protect Your Real Estate Investment?, we discussed what a title lien is and briefly mentioned the different types of liens that can affect a property's title. In this entry, we've decided to expand on the topic and talk about the different types of liens, their origi...

When you're looking to buy a new house, you might come across a great deal on a place that looks fantastic. A word of advice: if it looks too good to be true, it probably is. Real estate scams have been happening for a long time. In an article published by The Sun Sentinel, Paul George, a history professor at Miami-Dade College, believes that F...

A real estate transaction is a process where a property is transferred from one person or company to another. Buyers, sellers, and realtors alike want any real estate transaction to take place in the fastest and most convenient way for all parties involved. However, because real estate negotiations involve technical and complex procedures, th...

You have gone through the process of finding the house of your dreams, you have applied and been approved for a mortgage, and you are now ready to close the deal. We understand that the whole process of buying a home can be overwhelming at times; all the paperwork, contracts, and people involved can make it confusing and stressful. That is why ...

Florida is a beautiful and diverse state with many different areas that cater to different styles: miles of coastline, vibrant metropolis, or quiet suburban neighborhoods. If you are looking to buy a home in the Sunshine State, the choices are endless. However, because buying a home is probably the largest and most important investment you will ...